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Chat · B2A: Software Where the Customers Will All Be Agents — Y Combinator Request for Startups (Winter 2025)

B2A Software: Building Products for AI Agents

  1. aigi

    What B2A software means

    B2A means business-to-agent: software sold to, accessed by, or operated through autonomous AI agents. The agent may search for a service, compare options, complete a transaction, call an API, or manage an ongoing workflow on behalf of a person or organisation.

    This is different from simply adding a chatbot to a conventional product. In a B2C or B2B product, the human usually discovers the product, evaluates it, clicks through the interface, and makes the final decision. In a B2A product, an agent may perform much of that work. The product therefore needs to be machine-readable, reliable, permission-aware, and easy to transact with programmatically.

    Y Combinator’s Winter 2025 Request for Startups helped popularise this thesis: as agents become capable of taking actions, a new software layer will emerge for agent customers. The opportunity remains relevant in 2026, particularly as businesses move from experimental assistants to production workflows.

    Why the model matters now

    AI agents are becoming participants in operational systems. They can schedule appointments, reconcile documents, source suppliers, answer support queries, monitor systems, and initiate payments subject to approval. As their capabilities improve, agents need more than model access. They need dependable services designed for machine-to-machine interaction.

    That creates demand for products such as:

    • Agent-accessible data: current prices, inventory, policies, eligibility rules, and availability in structured formats.
    • Action APIs: interfaces that let an authorised agent book, buy, submit, update, or cancel something.
    • Verification and trust layers: identity, permissions, audit trails, fraud controls, and human escalation.
    • Agent infrastructure: memory, orchestration, monitoring, evaluation, and tool discovery.
    • Agent-specific marketplaces: directories where agents can discover capabilities and compare service quality.

    For Indian startups, the opportunity is especially practical. India has large, fragmented markets in healthcare, financial services, logistics, commerce, education, and local services. Agents can coordinate across languages, channels, and legacy systems—but only if the underlying businesses expose trustworthy interfaces. Work on building distributed systems with AI agents offers a useful engineering lens for these multi-step environments.

    How B2A differs from ordinary AI software

    Not every AI-enabled product is B2A. A writing assistant used directly by a person is generally a consumer or enterprise AI application. It becomes B2A when another agent is the primary customer, user, or distribution channel.

    A B2A product typically has four characteristics:

    1. The buyer or user is an agentic system. A human may still own the account or approve sensitive actions, but the workflow is executed by software.
    2. The product exposes capabilities, not just screens. APIs, webhooks, schemas, tool definitions, and predictable error responses matter more than visual polish alone.
    3. Success is measured by completed outcomes. A booking, resolved ticket, approved claim, or delivered order matters more than clicks or session length.
    4. Trust is part of the product. Agents need clear limits, stable behaviour, provenance, and a way to recover when something goes wrong.

    Voice is one important interface. Businesses exploring how voice agents work should think beyond speech recognition: a production agent needs intent handling, authentication, multilingual support, safe tool use, and escalation to a human.

    Promising B2A opportunities for founders

    1. Agent-ready vertical services

    A startup can convert a fragmented service into a dependable capability that agents can call. Examples include appointment booking, insurance verification, property search, freight coordination, tax-document retrieval, and supplier procurement.

    The strongest wedges are narrow and operationally valuable. A founder should start with one workflow where a successful action has a measurable business outcome, rather than building a general-purpose agent platform without a clear buyer.

    2. Agent-to-agent infrastructure

    As organisations deploy multiple specialised agents, they need routing, permissions, shared state, observability, and conflict resolution. Products may help one agent delegate to another, select the right tool, or verify an output before an action is taken.

    3. Agent-friendly customer service

    A company’s support system may increasingly interact with a customer’s personal or business agent. This requires structured policies, real-time account information, and APIs for refunds, replacements, status checks, and escalation. The principles behind the future of voice agents in customer service apply equally to text and API-based channels.

    4. Trust, identity, and compliance

    Agents acting on behalf of customers raise difficult questions: Who authorised the action? What data was accessed? Was the agent within scope? Can the action be reversed? Startups that provide consent records, policy enforcement, audit logs, and risk scoring can become essential infrastructure.

    In regulated Indian sectors, this layer cannot be an afterthought. Healthcare products should account for sensitive patient data, access controls, retention, and human review. A useful adjacent example is patient follow-up with voice agents in India, where automation must be balanced with clinical responsibility and patient consent.

    Product requirements for an agent customer

    Founders should design the product contract before designing the interface. At minimum, define:

    • A discoverable capability description: what the service does, required inputs, constraints, price, and expected response time.
    • Stable schemas and versioned APIs: agents fail when fields change silently or errors are ambiguous.
    • Authentication and scoped permissions: issue credentials that limit what an agent can view or do.
    • Idempotency and transaction safety: repeated calls should not create duplicate bookings, payments, or submissions.
    • Human approval controls: require confirmation for high-value, irreversible, or legally significant actions.
    • Observability: record tool calls, decisions, latency, failures, and outcomes without exposing unnecessary personal data.
    • Fallback paths: provide a clear response when the agent lacks authority, information, or confidence.

    For voice-led use cases, test regional accents, code-switching, noisy environments, and languages used by the target market. Indian deployments may need English, Hindi, and regional-language support rather than a single-language experience. Complex conversations also benefit from specialised architectures such as LLM-powered voice agents for complex conversations.

    Business models and distribution

    B2A companies can charge per action, per successful outcome, per active agent, or through an enterprise platform fee. Usage-based pricing is attractive when the value is tied to completed transactions, but founders should protect margins against long conversations, retries, and expensive model calls.

    Distribution may come through agent platforms, enterprise software vendors, developer ecosystems, or direct integrations with large operators. The key metric is not merely the number of connected agents. Track successful task completion, repeat usage, error recovery, approval rates, and gross margin per completed action.

    Risks founders should address early

    B2A systems can amplify mistakes at scale. A misleading product description, weak permission model, or ambiguous API response may cause thousands of incorrect actions. Other risks include prompt injection, fraudulent agents, data leakage, vendor dependency, and unclear liability when an automated decision causes harm.

    Build evaluation into the product from the beginning. Maintain test scenarios, adversarial cases, policy checks, and human review for sensitive workflows. Do not assume that a capable model is a reliable operator. Reliability comes from constrained tools, deterministic business rules, monitoring, and well-designed recovery paths.

    A practical starting plan

    1. Identify one repetitive workflow where an agent can create measurable value.
    2. Interview the human operator, the system owner, and the person affected by the action.
    3. Expose a narrow, well-documented capability instead of a broad autonomous interface.
    4. Add authentication, approval thresholds, logs, and rollback before increasing autonomy.
    5. Test with real edge cases, including incomplete data and contradictory instructions.
    6. Price against the value of the completed outcome and monitor unit economics.

    B2A is not a claim that humans disappear from software. It is a shift in who discovers capabilities, initiates actions, and evaluates service quality. The best products will make agents effective while preserving human control, especially in India’s multilingual and highly regulated markets. Founders who combine dependable infrastructure with a focused vertical workflow will be better positioned than those treating B2A as a branding exercise.

    Last updated 23 September 2026

AIGI may be inaccurate. Replies seeded from the guide above.